Our investment process is an exhaustive one, supported by a number of steps that frame the lifecycle of an investment idea. It starts with the
Our plans are the backbone of our advisory, we bring in a lot of innovation to construct a portfolio and to evaluate Portfolio performance. Our quest is to research and seek new and improved ways to offer better value to our clients.
We take pride in our research. The unparalleled research that goes behind each financial plan is what sets us apart and builds trust in our clients. We believe in two-sided research in the wealth management industry. At one end, we dive deep into the assets of the clients to figure out what investment or plan is likely to suit them best. On the other side, we investigate the portfolio before picking the funds for our clients to invest in
We do our own Research we know what we own well. We have a process of shortlisting the funds and it’s called our White List. We evaluate the performance every quarter and update the recommendation. Then we make model portfolio for different cases, this brings in uniformity to the advice given by our Investment Advisors and at any given point of time two portfolio’s of same profile of client looks similar.
Some parameter considered for shortlisting are
Consider funds whitelist as our comprehensive, well-researched database. All of the techniques discussed above go into researching funds. Bottom-up research is carried out around various aspects of each of the funds before moving ahead with them. Only the funds that pass the rigorous testing and come out clean will appear on our funds whitelist.
Debt Fund Research
Debt fund research is another sector that we specialize in. Debt Fund research is an extensive department on its own. We carry an exhaustive research on the various instruments the fund has invested in, their composition, their liquidity, duration, number securities and finally the rating.
We don’t simply recommend suitable Mutual Funds to the investors based on past performance. We do our research to predict future performers. In addition to recommending funds, we also keep close track of their performance and perform periodic research on them to make sure their still of value. If the funds are performing less than optimal, we discuss and weigh the odds with the clients to make suitable adjustments or changes to the investment to keep it performing up to mark.
Portfolio Review Plan
The portfolio review plan is carried out once a year on the portfolio of our clients to do track the performance of the funds we have recommended and establish where they stand among their peers. We fish out the underperforming funds to make a suitable decision for them.
Portfolio Consolidation Plan
It consolidates the client’s holdings with different service providers to mitigate risks and eliminate duplication in recommending funds to them.
The financial plan offered to the client is followed by the execution plan. This plan maps the funds onto their goals to get a clearer picture of what the client wants to achieve in the coming years.
Profit Booking and Reallocation Plan
This plan is performed when the portfolio returns are greater than 13% XIRR and 30% absolute. According to this plan, the profit is moved to the debt funds. Over a period of time, the principal is reallocated to equity.
This is portfolio-level research. Here we identify the funds of different fund houses with common stocks. It helps us bring versatility to the fund recommendations by giving the clients an opportunity to choose funds that don’t overlap.
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