How We Work
Our way of working
Comprehensive Evaluation
Our journey begins with an initial consultation. We initiate our process by comprehensively assessing your unique financial situation, including assets, debts, investment preferences, and risk tolerance.
Customized Financial Planning
With a clear understanding of your financial landscape, we create a personalized financial plan that serves as a roadmap to achieve your unique financial goals. Whether you’re looking to grow your wealth, plan for retirement, or protect your family’s future, we have a solution uniquely crafted for you.
Crafting Investment Strategy
Your dedicated advisor will collaborate closely with you to craft a personalized investment strategy that aligns perfectly with your financial objectives. We understand that one size does not fit all, and our approach is rooted in designing a strategy that suits you.
Implementation and Monitoring
Once your financial plan is in place, we proceed with its implementation. We help you execute your investment strategy, whether it involves mutual funds, insurance solutions, or alternative investments. Our proactive monitoring ensures that your portfolio remains aligned with your goals and adapts to changing market conditions.
Ongoing Support
Our commitment to you doesn’t conclude with the implementation of your plan. We offer ongoing support and guidance to address your evolving financial needs. Life is ever-changing, and your financial plan may need adjustments. We’re here to help you navigate these changes effectively and with confidence.
Regular Updates and Reviews
We believe in keeping you informed about the performance of your investments. We provide regular updates and conduct reviews to ensure your financial plan continues to serve your best interests. Transparency and open communication are at the core of our client relationships.
Our plans are the backbone of our advisory, we bring in a lot of innovation to construct a portfolio and to evaluate Portfolio performance. Our quest is to research and seek new and improved ways to offer better value to our clients.
An investment in knowledge pays the best dividends.
Our Research
Equity Fund Research
When it comes to analyzing equity mutual funds, we utilize a variety of critical metrics to ensure that our recommendations are built on solid foundations:
Active Ratios: We give utmost importance to performance ratios. Before shortlisting any funds, we examine several active ratios, including Alpha, Beta, Turnover Ratio, Sharpe Ratio, and R-Squared Ratio. These ratios help us assess the fund’s historical performance and its potential for future success.
Portfolio Overlap: Our in-depth analysis aims to prevent stock overlap within a given fund house. We also avoid recommending two funds with a significant number of common stock holdings to ensure diversification.
Fund Manager Scorecard: We analyze the temperament and investment style of the fund manager, their history of managing funds, the ratio of wins versus losses, and their ability to identify multibagger stocks over a three-year period.
Stock Range: When shortlisting a fund, we consider the diversity or concentration of the portfolio. We ensure that the fund holds a minimum of 40 and a maximum of 70 stocks.
Fund Metrics: We take into account higher active ratios, a larger SIP (Systematic Investment Plan) book, and lower assets under management when shortlisting a fund.
Fund Performance: We assess the fund’s volatility, measuring how quickly it rebounds during market upswings and how much less it declines when the market falls. This helps us evaluate the fund’s resilience and potential for stable returns.
Debt Fund Research
Our expertise extends to debt fund research, where we apply meticulous analysis to ensure your investments are well-placed:
Composition: We determine the fund’s composition by recognizing the percentage of non-convertible debentures, government securities, and state bonds within the fund.
Liquidity: We evaluate the papers held by the fund and assess the extent to which the fund’s holdings can be quickly converted to cash, ensuring that your investments remain liquid.
Duration: We assess the average duration of all the papers in the fund, which determines how a change in interest rates impacts fund returns. Longer average maturities are more sensitive to interest rate changes, while shorter maturities are less affected.
Credit Ratings: We consider credit ratings to gauge the credit risk and quality of the fund. Instruments with ‘AAA’ ratings carry the least risk, while those with an ‘A’ rating are riskier. This evaluation allows us to recommend funds that match your risk tolerance.
Our Plans
Financial Plan
Our Financial Plan is the cornerstone of your financial success. It’s a personalized roadmap that aligns with your goals and aspirations. With this plan, we help you set clear financial objectives, manage your investments, and build a robust financial future. The Financial Plan is tailored to your unique financial situation and designed to create long-term wealth.
Execution Plan
The Execution Plan is all about turning your financial goals into reality. We take the strategies outlined in your Financial Plan and put them into action. Whether it’s investing in mutual funds, diversifying your portfolio, or taking steps to minimize risks, the Execution Plan ensures that every aspect of your financial strategy is carried out effectively and efficiently.
Portfolio Consolidation Plan
For those with diverse investments scattered across various assets, the Portfolio Consolidation Plan offers a strategic approach to streamline and optimize your investments. We consolidate and manage your portfolio to ensure it aligns with your overall financial goals. This plan simplifies the management of your assets and minimizes risk.
Portfolio Evaluation Plan
Regular evaluation of your investment portfolio is crucial to make informed decisions and adapt to changing market conditions. The Portfolio Evaluation Plan provides a systematic review of your portfolio’s performance. We analyze the data, assess risks, and provide recommendations to help you stay on the path to financial success.
Profit Booking Plan
In the world of finance, timing is key. The Profit Booking Plan is designed to help you book profits when your investments reach their peak potential. Our experts lock in gains, ensuring that you maximize your returns while managing risks effectively.
Reallocation Plan
Market dynamics and your financial objectives can change over time. The Reallocation Plan focuses on ensuring your portfolio remains aligned with your goals. We adjust your investments as necessary, rebalancing asset allocations and making strategic changes to adapt to market fluctuations and your evolving financial situation.
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Armstrong CaPITAL